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Lithuania Travel Insurance
Lithuania, officially named the Republic of Lithuania, is a country in Europe’s Baltic region. It is one of the three Baltic states and is considered a hidden gem in terms of tourism in Europe by many. Indian travellers planning a European vacation often pick Lithuania for its serene vibes, beautiful landscapes, rich cultural heritage, lower tourist traffic, unique accommodation options and many other things. If you are interested in experiencing what this charming Baltic state has to offer, plan a Lithuania vacation today. While doing so, make sure to get Lithuania travel insurance to keep your trip covered against unfortunate events.
Key Features of Travel Insurance Lithuania
Here is a list of some of the important features of Lithuania travel insurance:
| Key Features | Details |
| Maximum coverage | Offers coverage against various unforeseen events, like medical, travel and baggage-related emergencies. |
| Constant support | Round-the-clock assistance via 24x7 customer care support and in-house claim settlement. |
| Easy cashless claims | Offers cashless claims benefits accessible through multiple network hospitals. |
| COVID-19 coverage | Coverage for hospitalisation expenses caused by COVID-19. |
| Massive cover amount | Extensive coverage range from $40k to $1000K. |
Types of Travel Insurance for Lithuania
The type of travel insurance you choose for the Lithuania should be based on your travel requirements. Here are the main choices that are offered;
Travel Plans for Individual
For the solo wanderers and thrillseekersThis type of international travel insurance covers solo travellers against medical, baggage and travel-related contingencies.
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Travel Plan for Families
For families travelling togetherThis type of international travel insurance offers coverage to multiple members of a family during a trip under a single policy.
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Travel Plan for Students
For individuals accomplishing their dreamsThis type of international travel insurance is designed to offer coverage to students travelling abroad for education-related purposes.
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Travel Plan for Frequent Fliers
For the ones flying frequentlyThis type of plan is designed to offer coverage to senior citizens during their international holidays.
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Travel Plan for Senior Citizens
For the ones who are forever youngThis policy will help secure multiple trips under one international travel insurance plan within a specified period.
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Benefits of Buying Travel Insurance Lithuania Plan
Having Lithuania travel insurance is not just mandatory but also highly advised due to the benefits it offers. Some of the major advantages of buying Lithuania travel insurance are that it;
1
Promises baggage security
Instances of loss or delay of checked-in baggage while on a trip are far too common and may cause major inconveniences. Lithuania travel insurance offers reimbursement for such events, enabling you to handle those cases promptly.
2
Handles journey-related hassles
Uneventful situations, like trip curtailment, flight cancellation, personal liability, etc., on a trip can be difficult to deal with. Lithuania travel insurance makes it easier to cope with such events with its coverage.
3
Covers for emergency medical expenses
Compared to India, healthcare is expensive in foreign countries. The Lithuania travel insurance ensures that you can cover emergency medical expenses without accumulating a financial burden.
4
Provides cashless benefits
The Lithuania travel insurance not only offers reimbursements but also cashless claims. You can avail of cashless medical treatment at a network hospital and get the necessary medical care without needing to pay the hospital directly.
5
Offers peace of mind
The comprehensive cover for a variety of unforeseen events under Lithuania travel insurance lets you enjoy peace of mind and financial security on your holidays.
6
Comes with constant support
If you find yourself in need of any travel insurance-related assistance in a foreign land, you can contact the 24x7 customer support team to have your queries resolved.
What's Covered under Travel Insurance for Lithuania from India
Here are some of the things that are usually covered under travel insurance for Lithuania from India:
Medical Emergency-Related Expenses
Our policy covers the costs related to medical emergencies, so you don’t have to break your pocket during your trip.
Dental Emergency-Related Expenses
Lithuania travel insurance also covers the expenses related to dental emergencies that you may face.
Medical Evacuation
In case of medical emergencies that require immediate care, our policy helps by covering the expenses related to air/land medical evacuation to the nearest healthcare centre.
Hospital Daily Cash Allowance
Our policy also helps you to take care of petty hospitalisation-related expenses, so you don’t have to exceed your travel budget.
Medical And Body Repatriation
In the tragic event of death, our policy will be responsible for covering the expense of transferring one’s mortal remains to their home country.
Accidental Death
In the unfortunate event of accidental death while travelling, our policy will offer a lump-sum compensation to your family.
Permanent Disablement
To ease your burden if an unforeseen occurrence results in permanent disability, the policy will offer you a lump sum compensation.
Personal Liability
If you find yourself responsible for third-party damage in a foreign country, our policy will make it simple for you to compensate for those losses.
Financial Emergency Assistance
In case you experience a cash crunch caused by theft or robbery, our policy will help facilitate emergency fund transfers from India.
Hijack Distress Allowance
In case your flight gets hijacked, we will do our part by offering compensation for the distress it causes you while the authorities handle the situation.
Flight Delays
Our Lithuania travel insurance offers a reimbursement feature that will help you cover the expenses related to essential purchases arising out of a flight delay.
Hotel Accommodations
In case you need to extend your hotel stay due to a medical emergency, our policy will cover those additional expenses.
Loss Of Baggage And Personal Documents
You will be covered for the expense of replacing lost or stolen personal documents and belongings with our Lithuania travel insurance.
Loss Of Checked-In Baggage
Our policy will offer you compensation in case of loss of checked-in baggage. So, don’t worry about spending your Lithuania trip in the absence of your essentials.
Delay Of Checked-In Baggage
In case your check-in baggage gets delayed, our policy will cover the essential purchases while things get sorted.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
What's Not Covered Under Travel Insurance for Lithuania from India
Your travel insurance for Lithuania from India policy may not offer coverage for:
Breach of Law
Health complications that are caused due to war, terrorism or breach of law are not covered under the travel insurance plan.
Consumption of Intoxicants
If you use intoxicants or banned substances, the Lithuania travel health insurance plan will not offer any coverage.
Pre existing diseases
If you have a medical condition prior to the trip or receive treatment for a pre-existing disease, the plan will not cover those expenses.
War Or Terrorism
Injuries or health complications suffered due to terrorism or war.
Self Inflicted Injury
Injuries as a result of intentional harm or suicide attempts are not covered under international travel insurance.
Adventure Sports
The policy will not cover injuries and hospital expenses that are caused as a result of participating in hazardous activities and adventure sports.
Obesity And Cosmetic Treatment
During the foreign country trip, if you or a family member choose to receive cosmetic or obesity treatment, those associated expenses will not be covered under the plan.
How to Buy Travel Insurance Policy for Lithuania Online?
If you want to buy travel insurance online for Lithuania, the following are the steps that you need to follow:
• Visit the official HDFC ERGO International Travel Insurance website.
• Find the “Buy Now” button and click on it.
• Enter the required details like trip type, total travellers and their respective age, and hit “Continue”.
• Provide the name of the country you are planning on visiting, which in this case is Lithuania, along with the dates of departure and return and press next.
• Enter your contact details, such as your name, email and phone number, on the pop-up window and click “View Quote”.
• Choose from the available plans, select “Buy”, and enter the verification code to move on to the next window.
• Follow up with the additional information required by the policy and complete the online payment.
• Upon successful payment completion, your travel insurance policy will be issued and sent to the inbox you provided.
Don’t let medical emergencies abroad drain a hole in your travel budget. Keep yourself financially covered against emergency medical and dental expenses with travel insurance.
Interesting Facts About Lithuania
| Category | Details |
| Two independence days | Lithuanians celebrate two independence days. One on the 16th of February as the Restoration of the State Day and another one on the 11th of March as the Restoration of Independence Day. |
| Interesting history | Lithuania was Europe’s last pagan country and its Christianisation officially occurred in 1387. |
| Hot-air ballooning over a European city | Lithuania’s Vilnius is the only major European city where you can fly a hot air balloon. |
| The beauty of nature | Greenery is everywhere in Lithuania as over a third of the country is covered by forest. Also, Lithuania is home to more than 6,000 lakes. |
| National scent | If you consider yourself a Cognoscenti, you should know that Lithuania has a national scent and is the only country in the world to have one. |
| Once the largest in Europe | Historically, by the end of the 14th century, Lithuania used to be the largest nation in Europe. |
Documents Required for the Lithuania Tourist Visa
In order to apply for a tourist visa for Lithuania, you will need to provide the following documents;
• A completely filled and signed Lithuania tourist visa application form,
• A valid passport,
• A couple of recent passport-sized photos,
• Proof of the trip itinerary, including proof of flight bookings, hotel bookings, etc.
• Copy of the tour ticket,
• Biometric data (fingerprints),
• The visa fee,
• Proof of sufficient financial means,
• A valid travel medical insurance,
• A cover letter for the Lithuania visit,
• Proof of civil status (if applicable), and/or
• Additional documents (if required).
Best Time To Visit Lithuania
The weather in Lithuania can be best described as chilly winters and short summers. So, if you want to make the most out of your visit and enjoy the revered wonders and experiences that the land has to offer, consider visiting around the end of Spring and early Summer. If you want to hit the beaches and go sightseeing, the time between May and August is the most ideal. You can also consider visiting during winter or deeper into the colder months if you wish to witness Lithuania’s snow-covered landscape. However, be mindful of the freezing temperature between December and February. You should note that during summer, the temperature doesn’t usually get unbearably hot. Generally, throughout Autumn, early Summer and Spring, the country welcomes most of its visitors.
If you are visiting Lithuania during winter, account for the cold and pack accordingly. You can get some good deals on flights, hotels and sightseeing tours in Lithuania during off-peak season. Regardless of the time of your visit, make sure to get proper Lithuania travel insurance to stay protected against unforeseen medical or non-medical events.
All Year-Round Essentials for Lithuania
Here’s a tailored list of year-round travel essentials for Lithuania:
• Layered clothing – Lithuania experiences all four seasons, so pack for varied temperatures with layers like t-shirts, sweaters, and a waterproof jacket for unpredictable weather.
• Waterproof boots or sturdy walking shoes – Comfortable footwear is essential for walking in cities like Vilnius and exploring natural areas, especially during wet or snowy conditions.
• Universal power adapter – Lithuania uses Type C and F plugs (230V), so a universal adapter will keep your electronics charged.
• Travel documents – Ensure you have your passport, any necessary visas, and travel insurance for medical coverage during your stay.
• Reusable water bottle – Tap water in Lithuania is safe to drink, and a reusable bottle will keep you hydrated while exploring.
• Cold-weather accessories – In winter, pack a warm hat, gloves, and a scarf, as temperatures can drop significantly, especially from November to March.
• Credit/debit cards and some cash – Cards are widely accepted, but carry some euros for smaller towns or markets that may prefer cash.
Lithuania Safety And Precautionary Measures To Be Undertaken
Following is a list of essential safety and precautionary measures that one must undertake while on their Lithuania holidays;
• Lithuania is quite safe for tourists. However, be wary of petty crimes, like pickpocketing, bag snatching, scamming, etc., that may happen in busy locations or on public transport.
• Always carry your important documents and personal belongings in a safe and secure place.
• If you are visiting a pub, bar or nightclub, or attending a festival, make sure not to leave your drinks and food unattended in order to avoid spiking.
• If you are using a rental car in Lithuania, make sure to get proper insurance for it and only park at secure parking facilities.
• Avoid travelling in poorly lit areas, sketchy-looking alleyways or walking alone at night.
• Travelling in rural areas of Lithuania can be a bit hazardous due to poorly lit streets and highways. Driving in wintertime can also be troublesome. So, practise extra caution.
• Accidents and other travel-related hassles often come unannounced. One of the best safety and precautionary measures you can take to stay covered against such unfortunate medical and non-medical events is to invest in a Lithuania travel insurance plan.
List of International Airports in Lithuania
| Airport Name | City |
| Vilnius International Airport | Vilnius |
| Kaunas International Airport | Karmelava |
| Palanga International Airport | Palanga |
Let travel insurance handle the additional expenses caused by extended hotel stays due to medical emergencies. Click here to learn more!
Popular Destinations in Lithuania
Making an itinerary for your Lithuania trip? Here are some of the most popular tourist places you need to include;
1
Druskininkai
Nestled on the banks of the Nemunas River, Druskininkai is a spa city in the country’s southern region. Though small in size, it is one of the most sought-after places in Lithuania for relaxing getaways for locals and tourists alike. Alongside prominent spa resorts, the city also offers opportunities for adventure activities like skiing, hiking, snowmobiling, etc. Some of its other attractions include churches, parks, cafes, museums, etc.
2
Vilnius
Vilnius, or Vilna, is the capital and largest city in Lithuania. Housing the main international airport of the country, this city is often the starting point of most Lithuania tour plans. The beautiful city of Vilnius is a treasure trove of the country’s rich culture, history, architecture, and art. Some of its main attractions are the Vilnius Old Town, Gediminas Tower, Presidential Palace, Town Hall Square, Church of St. Theresa, Gate of Dawn, etc.
3
Kaunas
The city of Kaunas is another remarkable tourist hotspot in Lithuania. Marked by fascinating historical landmarks and covered in the beauty of nature, the city is a must-visit. If you want to engage in recreational activities like cycling, swimming, horse riding, kayaking, etc., consider checking out Kaunas. Other major tourist attractions in this Lithuanian city are Laisves Aleja, Old Town, Town Hall Square, Santakos Park, Ninth Fort, Kaunas Castle, etc.
4
Klaipeda
Located on the Baltic Sea coast, Klaipeda is the third-largest city in Lithuania. It is a city that is known for its old charms and serene ambience. Art, architecture, culture and history are some of the key characteristics that make Klaipeda a renowned tourist spot in Lithuania. The cobbled roads leading to quaint cafes and vibrant music clubs give this city its unique identity. Some of Klaipeda’s main attractions are the Lithuanian Sea Museum, Friedrich Passage, Dane Park, Black Ghost Statue, etc.
5
Trakai
The small town of Trakai is probably one of the most beautiful tourist places in Lithuania. Located roughly 30 kilometres from Vilnius, it is a scenic town dotted with lakes, castles and panoramic visuals. If you want Instagram-worthy pictures, Trakai is the place to go in Lithuania. During your trip to Trakai, be sure to check out the Trakai Island Castle, Gertrude’s Church, Trakai Historical National Park, Lake Galve, etc. Also, don’t forget to invest in good Lithuania travel insurance to safeguard your holidays against unanticipated medical and travel-related emergencies.
6
Nida
The small fishing village of Nida in Lithuania is a remarkable tourist destination, known for its scenic charm and off-beat vibes. Exploring Nida on foot to witness its natural beauty and distinct flora and fauna is one of the best things to do in Lithuania. Some of Nida’s most popular tourist attractions are the Curonian Spit National Park, Parnidis Dune Sundial, Nida Beach, Thomas Mann Museum, etc.
Things To Do in Lithuania
During your holidays in this fascinating Baltic State, consider trying out the following activities and experiences;
1
Learn about history
If you keep an interest in history, consider visiting and learning about the historical sites in Lithuania in person. Some places of interest for this activity are the Gediminas Tower, Vilnius Cathedral, Museum of Genocide Victims, Kernave Archaeological Site, etc.
2
Watch a live music show
There are plenty of popular Lithuanian cities, like Vilnius and Klaipeda, where you can attend a local music show and have a great entertainment experience.
3
Go on a food tour
The cuisine of Lithuania has some of the most mouth-watering dishes in all of Europe. Consider trying some of them on a street food tour at places like Vilnius and Kaunas.
4
Click memorable photographs
Lithuania is filled with remarkable natural landmarks and architectural wonders, all of which act as a great background for photographs. So, make sure to take memorable pictures, especially at places like Trakai.
5
Try kayaking or boating
With over 6000 lakes, Lithuania is always prepared to offer tourists opportunities for boating and kayaking adventures. Some of the best places for this activity would be the Aukstaitija National Park, River Buka, Alksnas, etc.
6
Go hiking
As mentioned before, Lithuania has a sizable green cover, most of which is surrounded by impressive natural landmarks like rivers, lakes, waterfalls, mountains, etc. Hiking in Lithuania is a great way to explore and soak in all of these at a pace of your choosing.
Money Saving Tips in Lithuania
Travelling to Lithuania is a bit cheaper as compared to other prime European nations. Here are some ways you can save money on the trip;
1
Accommodation
If you don’t want to spend a lot of money on accommodations, avoid picking top-end hotels or resorts and look for cheaper stay options. A typical 4-8 bed dorm in a hostel in Lithuania costs around 13 to 16 EUR/night, while cheap hotels start around 30-35 EUR/night.
2
Food
You can save quite a bit of money in Lithuania on a trip if you consider eating like a local. Get recommendations from locals about good eateries with reasonable prices and avoid posh restaurants, especially in major tourist regions.
3
Free activities
There are tons of tourist attractions in Lithuania that don’t charge an entry fee, like parks and natural trails in the countryside. Also, there are free walking tours in cities that you can join in for a better sightseeing experience for cheap. Just be sure to give the guide a generous tip at the end.
4
Public transfers
Public transportation in Lithuania is a lifesaver, especially if you want to get from one place to another without spending a lot and avoid paying massive taxi or rental car fare.
5
Time of travel
The cost of hotels, flights, and tourism-related activities and services hike up during peak tourism season. If you want to save money on all of these, you can consider visiting during off or shoulder season to avail of the attractive discounts and price cuts.
6
Travel insurance
While on the trip, dealing with an unforeseen medical, journey or baggage-related emergency can become a financial burden on your shoulders. So, get Lithuania travel insurance as it financially shields you against a variety of unforeseen events, keeping the budget intact.
List of Well-Known Indian Restaurants in Lithuania
If you start to miss Indian food on your Lithuania visit, here are some notable restaurants you can visit;
| Restaurant Name | Must-Try Dishes | Address |
| Namaste India Restaurant | Paneer Tikka, Chicken Rogan Josh, Dal Makhani, etc. | K. Kalinausko g. 2, Vilnius, 03107 Vilniaus m. sav., Lithuania |
| Blue Lotus Indian & Thai | Green Chicken, Pomegranate Lassi, Pies Samosa, etc. | Totorių g. 16, Vilnius, 01121 Vilniaus m. sav., Lithuania |
| Sue’s Indian Raja | Lamb Shorba, Onion Bhaji, Paneer Pakora, etc. | Odminių g. 3, Vilnius, 01122 Vilniaus m. sav., Lithuania |
| Moksha | Mango Lassi | Vasario 16-osios g. 6-1, Kaunas, 44250 Kauno m. sav., Lithuania |
Local Law And Etiquette In Lithuania
Here are some local laws and cultural etiquette in Lithuania that tourists must know prior to their visit;
• The use, possession and sale of drugs are illegal in Lithuania and carry heavy punishment. So, avoid getting involved with that during your visit.
• The legal age for drinking in Lithuania is 20 years old. It was previously 18 but was changed to 20 in January of 2018.
• In Lithuania, the correct way to drive is on the right-hand side of the road.
• When toasting someone while eating at the table, you should always look them in the eye.
• If you are offered a second helping of food in Lithuania while dining with locals, it is considered rude to avoid it.
• Though it is not mandatory, tipping is considered polite and practised by locals in Lithuania at restaurants, cafes, bars, etc. A standard 10-15% tip of the total bill amount for good service is appreciated.
Indian Embassies in Lithuania
Following are the details of the Indian embassy in Lithuania;
| Embassy Name | Working Hours | Address |
| Embassy of India | Mon-Fri, 9 AM to 5:30 PM | Gedimino pr. 12, (04th and 05th floor), 01103 Vilnius, Lithuania |
International Travel Insurance for Most Visited Countries
Take your pick from the options below, so you can be better prepared for your trip to a foreign country
International travel insurance makes flight delays, loss of baggage and other journey-related inconveniences less bothersome.
Frequently Asked Questions
1. Is Lithuania travel insurance mandatory for a tourist visa?
Yes. Under the Schengen agreement, individuals who want to apply for a tourist visa to Lithuania will need valid travel medical insurance covering at least 30,000 euros in emergency medical costs.
2. What does Lithuania travel insurance cover?
The Lithuania travel insurance covers a wide range of events related to medical, journey and baggage-related emergencies. The Lithuania travel insurance by HDFC ERGO covers emergency medical and dental expenses, personal accidents, trip cancellations, personal liability, loss of checked-in baggage, etc.
3. Can I buy Lithuania travel insurance online?
Yes. You can easily purchase Lithuania travel insurance online as well as offline in India. Visit HDFC ERGO to buy Lithuania travel insurance online in a few easy steps.
4. How much does Lithuania travel insurance cost?
A lot of factors influence the cost of Lithuania travel insurance, hence it varies from individual to individual. Factors like the total duration of the trip, total covered members, destination, type of selected plan, etc., are some examples affecting the cost of Lithuania travel insurance.
5. Does Lithuania travel insurance cover pre-existing diseases?
Whether or not the Lithuania travel insurance covers pre-existing diseases entirely depends on the insurer. The Lithuania travel insurance by HDFC ERGO doesn’t cover pre-existing diseases.
6. I am a senior citizen visiting Lithuania for a holiday. Do I need travel insurance?
Yes. All individuals travelling to Lithuania from India will require a valid travel insurance. The elderly can purchase a travel insurance plan from HDFC ERGO for senior citizens.
7. Does Lithuania travel insurance offer cashless benefits?
Yes. In most cases, Lithuania travel insurance offers cashless benefits alongside reimbursement claims. HDFC ERGO has over 1,00,000+ cashless hospitals worldwide, which makes making cashless claims with Lithuania travel insurance more accessible.
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